Home Insurance - Wannabe Chefs

You know what it's like, you've seen your favouritedamages, and for those who don't have house
chef on TV try something new on their program, andinsurance this can be a very costly venture in the
there's that part of you that says to yourself "Ikitchen.
could do that"Three-quarters of those surveyed said they would
Indeed, according to a recent survey, over 62% ofstill attempt complex cooking techniques even though
us prefer to cook while watching our favourite chefsthey described their cooking skill levels as 'average' or
on TV.'novice'.
Before you reach for the tenderizer and the sharpWorryingly, over 85% of respondents said they
knives, think about the effect your culinaryleave their kitchens unattended while they check the
adventure could have on your…hometelevision, with a further 10% injuring themselves in
insurance?the mad dash to keep up with the recipe.
Yes, it may sound ridiculous, yet every year thereDamage can range from watermark damage caused
are reports of wannabe chefs causing chaos in theirby steam, crack and chips on surfaces as a result of
own kitchens, which is leading to an increasingadventures in tenderising and personal injuries, usually
number of claims on their home insurance.involving a knife or hot pan handle.
In fact, over 6 million people a year suffer injury orIn addition, over 70% of those surveyed do not
cause damage to their kitchens while trying outkeep a fire extinguisher handy, whilst a quarter of
cookery techniques they've seen on television.those who had accidents have caused damage to
Accidents can vary from slicing their fingers whilethemselves or their appliances.
trying to quickly chop to attempting to blowtorch theThe advice from the industry appears to be not to
top of a crème brulee with a torch that, let'stry anything too complex, regardless of your ability
face it, is better suited for when you're looking to dolevel, and to ensure that your house insurance policy
some plumbing.includes some form of accidental damage cover
According to research carried out by a leading homealongside your buildings and contents to cover those
insurance provider, wannabe chefs are costing thelittle accidents in the kitchen.
industry approximately £5 billion in household