| "Hang on" those of you with a little more reserved | | | | for hen and stag parties. You can see how this figure |
| character may be shouting at me. "Don't tar us all | | | | could worry your insurer. |
| with the same brush; we're not all like that". This may | | | | The wording on your policy can vary considerably |
| be the case but I'm sure there are still many out | | | | from company to company and I would always |
| there who can admit to becoming a little tipsy | | | | advise that you read your documents carefully |
| whether a pre-conceived plan or not, whilst on | | | | before travelling. The financial Ombudsman service |
| holiday. Let's concentrate on those who knowingly | | | | has come to the rescue of many tourists refused an |
| set out to have a little alcohol fuelled fun whilst on | | | | insurance payout after only consuming 1-2 drinks and |
| holiday. | | | | falling foul of an accident. They state that unless an |
| The majority of us now realise what an important | | | | alcohol ban is worded clearly and strongly on the |
| factor travel insurance can be and the costs that | | | | policy the insurer should pay out in this situation. |
| could be incurred without it. Do we also realise that | | | | Obviously if you have drunk excessively there is little |
| by drinking excessively whilst on holiday we could | | | | this regulatory board can do. |
| void our policy? You may be one of the lucky one's | | | | As it stands it is very difficult for a travel insurance |
| who escape the scrutinisation of the insurer and | | | | company to gauge how much alcohol you have |
| receive a payout for treatment of the broken leg | | | | consumed at the time of an accident without blood |
| and 3 fractured ribs your received whilst drunkenly | | | | tests which usually will not have been taken. This |
| stumbling down the steps outside you holiday | | | | doesn't mean you should disregard everything you've |
| apartment. Unfortunately for some the insurance | | | | just read in this article; it simply means you should be |
| companies will find out the error of your ways and | | | | wary and drink within what you know to be your |
| refuse to pay out on your claim. | | | | limit. The insurance industry is ever changing and a |
| In certain circumstances the insurers will be a little | | | | blood test to determine the level of alcohol in the |
| more watchful, especially if you're attending a hen or | | | | bloodstream may become a standard procedure to |
| stag party with a large group of the same sex. Of | | | | rule out this cause of an accident. |
| course the holiday insurance companies know you will | | | | Remember when looking for cheap travel insurance |
| want to let your hair down whilst abroad and do | | | | for your holiday; price isn't everything. Of course the |
| expect a certain amount of alcohol intake and | | | | more money you have in your pocket to spend on |
| merriment. The problem is drawing a line at a certain | | | | your holiday the better. Be sure to check the |
| level which is easier said than done when socialising | | | | features you require are present on a prospective |
| with a large group as peer pressure can be very hard | | | | policy and don't settle for it just because the price is |
| to ignore. In a report released by the observer it | | | | attractive. |
| was stated that 2 million Britons a year travel abroad | | | | |